Action Plan for Identity Theft Victims: What to Do When Your Identity Is Stolen

Identity theft is everywhere nowadays, and it can happen to anyone. When a person’s identity is stolen, the thieves often use the stolen identity to rack up debt, and as a result, debt collectors and creditors will often come after the identity-theft victim to collect. Read More …

Identity Theft Isn’t Just A Personal Problem: Businesses as Identity Theft Victims

When most people think about identify theft, they think about someone stealing the identity of an individual. The theft of personal identifying information, credit card information, and online account login credentials is all over the news these days and these instances of identity theft affect Read More …

When Credit Card Debt Lawsuits Are Based On Bad Information: Available Defenses for Unsuspecting Consumers

Many credit card debt lawsuits are filed mistakenly because they are based on incorrect information. There are countless instances where a person is wrongly accused of owing a debt and sued by creditors.   Credit card company has incorrect information. This is one of the Read More …

Debt Collection Defense: Horror Stories of Zombie Debt and Debt Scavenging

It is no wonder that debt collection is always cast in a negative light. Not only are there debt collectors out there who illegally harass and torment debtors to the point of frustration and fear, but there are also countless horror stories about debt scavengers Read More …

Understanding Debt Collection Abuse And How To Defend Your Consumer Rights In New York

Both consumers and creditors have legal responsibilities. Creditors, in the process of collecting a debt over time, have a responsibility to comply with the many regulations concerning debt collection abuse.  These regulations pertain to the manner of collection, and disclosures of debt-related information to consumers.  As Read More …

Unfair Debt Collections Under Bankruptcy Law

If you have forgotten to make a credit card payment either because you lost the bill or it just slipped your mind in the course of your busy life, you likely have received a call from a customer-service representative from the credit-card company or a Read More …