The Fair Debt Collection Practices Act Requires Non-Abusive Communications

The Fair Debt Collection Practices Act (FDCPA) was put in place by Congress in 1977 to protect consumers from abusive practices.  The law covers both communications by debt collectors with debtors, as well as communications by debt collectors with third parties to debtors.  The first Read More …

The Fair Debt Collection Practices Act Governs Communications With Third Parties

The Fair Debt Collection Practices Act (FDCPA) exists to protect consumers from abusive practices engaged in by debt collectors.  The purpose of this article to explain the law, the practices it prohibits, and the remedies it provides.   If you have been the victim of Read More …

Debt Collection Defense: Horror Stories of Zombie Debt and Debt Scavenging

It is no wonder that debt collection is always cast in a negative light. Not only are there debt collectors out there who illegally harass and torment debtors to the point of frustration and fear, but there are also countless horror stories about debt scavengers Read More …