The links provided on this page will take you away from this website. The content on these sites is not produced by the Bromberg Law Office, P.C.; it is being provided to you because you may find it useful. If you are in need of competent legal representation, please contact our office immediately.

Click here to read the full text of the federal statute that governs the actions of debt collectors, as found on the website of the Federal Trade Commission. If you believe you have been treated unfairly, abusively, or illegally by a debt collector, contact our office.

Click here to visit a website, sponsored by the federal government, from which you can request a free credit file disclosure from each of the major credit reporting agencies: Equifax, Experian, and TransUnion. Beware other privately operated sites that charge a fee or force you to purchase other services as a condition of viewing your credit report. Under the federal Fair Credit Reporting Act (“FCRA”), you are entitled to one free credit report from each of the credit reporting agencies  every twelve months.

This federal agency, created in 2011 by the Dodd-Frank Act, regulates bank and non-bank lenders, and has the power to enforce most federal consumer protection laws.

This website contains useful tips for consumers as well as information on how to file a consumer complaint.

As the state’s top consumer watchdog, the Division of Consumer Protection conducts investigations; researches and analyzes consumer issues; develops educational programs and materials; responds to individual complaints by working to settle disputes through voluntary agreements; and represents the interests of consumers before the Public Service Commission and other state and federal agencies.

The Public Advocate’s assists constituents who have complaints, problems, or inquiries involving government bureaucracy primarily with the City, but also at the state and federal levels. The unit provides information and referrals and works closely with City agencies to find solutions to problems.

The NYC Department of Consumer Affairs (DCA)

The Department of Consumer Affairs (DCA) empowers consumers and businesses to ensure a fair and vibrant marketplace. DCA licenses nearly 80,000 businesses in 55 industries, inspects businesses, mediates complaints, and educates consumers and businesses about their rights and responsibilities. The Agency also enforces the Consumer Protection Law, the Living Wage Law and other business-related laws.