What Is A Debt Collector? What are a Debt Collector’s Rights And Obligations?

Many New Yorkers find themselves in debt, and receiving phone calls from debt collectors. But few people understand what a debt collector is, and what rights and obligations a debt collector has when it comes to seeking repayment of outstanding debts. When it comes to Read More …

Understanding Debt Collection Abuse And How To Defend Your Consumer Rights In New York

Both consumers and creditors have legal responsibilities. Creditors, in the process of collecting a debt over time, have a responsibility to comply with the many regulations concerning debt collection abuse.  These regulations pertain to the manner of collection, and disclosures of debt-related information to consumers.  As Read More …

The Do-Not-Call List and the TCPA are Wonderful Things for Consumers

For those who hate getting unsolicited telemarketing calls, the Do-Not-Call Registry and the Telephone Consumer Protection Act (TCPA) are great tools that protect consumers from unwanted telemarketers.  Both can cut down significantly on the number of telemarketing calls that consumers receive to either residential landlines Read More …

Unfair Debt Collections Under Bankruptcy Law

If you have forgotten to make a credit card payment either because you lost the bill or it just slipped your mind in the course of your busy life, you likely have received a call from a customer-service representative from the credit-card company or a Read More …