The Fair Debt Collection Practices Act (FDCPA) makes unlawful false or misleading representations made by debt collectors. The purpose of this article is to explain what false and misleading representations are, and inform consumers of their legal rights under the FDCPA. If you have been
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices. The scope of the act covers communications between debt collector and debtor, communications between debt collectors and third parties, harassment, false or misleading representations, and an array of unfair practices. The
The Fair Debt Collection Practices Act (FDCPA) was put in place by Congress in 1977 to protect consumers from abusive practices. The law covers both communications by debt collectors with debtors, as well as communications by debt collectors with third parties to debtors. The first
The Fair Debt Collection Practices Act (FDCPA) exists to protect consumers from abusive practices engaged in by debt collectors. The purpose of this article to explain the law, the practices it prohibits, and the remedies it provides. If you have been the victim of
If you are being harassed by debt collectors, you can take action to protect your rights. Too few individuals owing debt to one or more lenders are even aware of their rights. The purpose of this article is to educate consumers about these rights, and
Make no mistake – you have the right to be free from harassment from debt collectors. Consumer protection laws guarantee this right, and if it is being compromised by the abusive, oppressing, or harassing actions of a debt collector, speak with a skilled New York
Both consumers and creditors have legal responsibilities. Creditors, in the process of collecting a debt over time, have a responsibility to comply with the many regulations concerning debt collection abuse. These regulations pertain to the manner of collection, and disclosures of debt-related information to consumers. As
