The Fair Debt Collection Practices Act Prohibits False or Misleading Representations By Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) makes unlawful false or misleading representations made by debt collectors.  The purpose of this article is to explain what false and misleading representations are, and inform consumers of their legal rights under the FDCPA.  If you have been Read More …

The Fair Debt Collection Practices Act Requires Non-Abusive Communications

The Fair Debt Collection Practices Act (FDCPA) was put in place by Congress in 1977 to protect consumers from abusive practices.  The law covers both communications by debt collectors with debtors, as well as communications by debt collectors with third parties to debtors.  The first Read More …

The Fair Debt Collection Practices Act Governs Communications With Third Parties

The Fair Debt Collection Practices Act (FDCPA) exists to protect consumers from abusive practices engaged in by debt collectors.  The purpose of this article to explain the law, the practices it prohibits, and the remedies it provides.   If you have been the victim of Read More …

Distinguishing Creditor from Debt Collector Under the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) protects consumers against abusive practices by debt collectors.  The purpose of this article is to educate consumers about what constitutes an abusive practice, and inform consumers of their legal rights.  If you have been the victim of abusive Read More …

When Credit Card Debt Lawsuits Are Based On Bad Information: Available Defenses for Unsuspecting Consumers

Many credit card debt lawsuits are filed mistakenly because they are based on incorrect information. There are countless instances where a person is wrongly accused of owing a debt and sued by creditors.   Credit card company has incorrect information. This is one of the Read More …