If you own a phone, then you might be familiar with those pre-recorded messages offering you a chance to win a grand prize or talking about the next big political candidate. These calls are not only annoying, but they can also be illegal. While there
If you’ve ever been in debt, you might be familiar with debt collectors contacting you in order to get payments on the debt. While debt collectors may seem as though they are being unfair in their practices, there are several ways a debt collector can
There is no question that we live in a new digital era. With more and more of our lives being put online via social media and through online services, the issue of identity theft has become both more relevant and more threatening over the past
In the legal system, most disputes are generally thought to be between two entities. Whether it’s a case between spouses in family law, or an employment law matter between an employee and employer, or even a criminal matter, where it will be the state against
Identity theft is one of the fastest growing types of crime in our era. As more and more information becomes electronically available, even the most cautious of us are at risk. Many people believe that if they avoid sketchy online retailers, change their strong passwords
Predatory lending has victimized countless Americans who are struggling to get by, living paycheck to paycheck. For years these struggles have gone unaddressed as either governments did nothing to regulate the lenders or predatory lenders found ways to avoid the spirit of regulations by making
For decades telemarketers have been an annoyance to nearly everyone. Back when people relied predominantly on landline telephones the complaint was that these marketers had a knack for calling within minutes of our sitting down to the dinner table. These calls were annoying, but they
One of the most important tools consumers have is the consumer class action. It is extremely rare for one consumer to be able to realistically fight a legal battle against a major corporation with relatively limitless resources all by him or herself. Class actions allow
People fall behind on their bills. This is a fact of life, and it does not make someone a bad person. Wages are stagnant and good jobs are hard to find, while the cost of everything is seemingly always on the rise. Most people want
