In this podcast, debt defense attorney, Brian Bromberg discusses the issue of frozen bank accounts in NY state. Below is the audio and transcription of the podcast.
If your bank account has been frozen, call us today at 212-248-7906 to schedule a free consultation. We have the knowledge and experience to help you take on your creditors.
People often come into my office and say, ” My bank account has been frozen. What do I do?” Frequently, they also say, ” I don’t even recognize the name of the company who froze my bank account!”
A lot of times you have no reason to recognize the name. Debts gets sold two, three, four times. Sometimes, there’s also mistakes in the identity of the person whom they’re trying to collect.
People often ask, “How long is it going to take to get my bank account un-frozen?”
The answer is; There’s no fixed rule on that. The sooner you get to a lawyer who knows what they’re doing the sooner they can get into court to try to get the bank account un-frozen. A lot of it is in the hands of the Court and the judge. So, you don’t know if it’s going to take one, two, three, four months to get un-frozen. A lot of it’s going to depend on how quickly you get to the lawyer, how quickly the lawyer can get to the court, and how soon you can get your hands on a court file, whether it’s from the court or another lawyer. You’ve really got to move on this stuff. The sooner you get the ball rolling, the sooner you contact an experienced lawyer, the sooner you can get a copy of your court file, the sooner you can move things along.
When your bank account is frozen it’s stressful. It can lead to bounced rent checks and messed up credit reports. It can cause a lot of trouble. These are debts you had no idea were out there. You may not owe them and they may have you confused with someone else. The statute of limitations may have expired. These are things you never expected to hear about. These are things you never expected to deal with. I understand what you’re going through. I understand that these things are difficult. I’ve been a lawyer for more than 25 years. Come to me, let’s talk about your problem. Let’s try to find a solution.