Debt Collection Abuse and Harassment Is Prohibited By The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive debt collection practices.  The scope of the act covers communications between debt collector and debtor, communications between debt collectors and third parties, harassment, false or misleading representations, and an array of unfair practices.  The Read More …

The Fair Debt Collection Practices Act Requires Non-Abusive Communications

The Fair Debt Collection Practices Act (FDCPA) was put in place by Congress in 1977 to protect consumers from abusive practices.  The law covers both communications by debt collectors with debtors, as well as communications by debt collectors with third parties to debtors.  The first Read More …

Understanding Debt Collection Abuse And How To Defend Your Consumer Rights In New York

Both consumers and creditors have legal responsibilities. Creditors, in the process of collecting a debt over time, have a responsibility to comply with the many regulations concerning debt collection abuse.  These regulations pertain to the manner of collection, and disclosures of debt-related information to consumers.  As Read More …