What is Identity Theft? What Options Do You Have to Fight Back in New York?

Identity theft is a nightmare for many reasons.   There is the trauma of having one’s identity stolen, the violation of one’s privacy, a diminished or ruined credit rating, and of course countless valuable hours spent trying to clean up a mess someone else started.  The Read More …

Supreme Court Rules Forced Arbitration Is OK | Class Action Attorney NY

The United States Supreme Court recently indicated in DirecTV vs. Imburgia, that business have a right to impose arbitration on consumers in company contracts, wiping out the consumer’s right to sue. Forced arbitration is favorable to large companies as it gives them the power to Read More …

Distinguishing Creditor from Debt Collector Under the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) protects consumers against abusive practices by debt collectors.  The purpose of this article is to educate consumers about what constitutes an abusive practice, and inform consumers of their legal rights.  If you have been the victim of abusive Read More …

Action Plan for Identity Theft Victims: What to Do When Your Identity Is Stolen

Identity theft is everywhere nowadays, and it can happen to anyone. When a person’s identity is stolen, the thieves often use the stolen identity to rack up debt, and as a result, debt collectors and creditors will often come after the identity-theft victim to collect. Read More …

Identity Theft Isn’t Just A Personal Problem: Businesses as Identity Theft Victims

When most people think about identify theft, they think about someone stealing the identity of an individual. The theft of personal identifying information, credit card information, and online account login credentials is all over the news these days and these instances of identity theft affect Read More …

When Credit Card Debt Lawsuits Are Based On Bad Information: Available Defenses for Unsuspecting Consumers

Many credit card debt lawsuits are filed mistakenly because they are based on incorrect information. There are countless instances where a person is wrongly accused of owing a debt and sued by creditors.   Credit card company has incorrect information. This is one of the Read More …